LUCENTProperty Group
ListingsGuestsTenantsOwnersProperties
Login
LUCENTProperty Group
AboutContactCareersPrivacyTerms

© 2026 Lucent Property Group. All rights reserved.

Independent · Operator-led · Quietly held

backBack to listings
verified by LucentVerified by LucentInspected against the Lucent Standard before listing.
direct broker contactDirect broker contactThe broker on the listing is the broker who answers — no router, no lead resale.
honest pricingHonest pricingComp-supported asking price. We re-price openly when the market changes — never sticker games.
  • Overview
  • Details
  • Features
  • Ownership
  • Location
  • History
Payette Lake — West Shore · McCall, ID 83638Active

3201 Payette Lake Rd

5 bd·4.5 ba·4,400 sqft·1.2 ac lot·Luxury

$1,850,000·$420 / sqft
viewLake-frontagemountain viewsMountain panoramafireplaceTwo stone hearthslarge lot1.2-acre wooded lot

About this home.

A timber-and-stone retreat with deeded lake access, a covered great room facing Payette Lake, and a private dock slip steps from the door. Five suites, a wine cellar, and a heated drive built for the season we live for.

The details

What you're actually buying.

Property typeLuxury
Bedrooms5
Bathrooms4.5
Interior4,400 sqft
Lot size1.2 acres · 52,272 sqft
Year built2014
Stories2
GarageDetached 4-bay (EV chargers)
Parking spaces6
HeatingGeothermal heat pump + radiant floors
CoolingGeothermal
RoofStanding-seam metal
ExteriorTimber frame + reclaimed stone
FoundationWalk-out basement
BasementFinished, lower-level lounge
ViewPayette Lake + Brundage panorama
ZoningR — Resort
UtilitiesWell + filtration · Septic (engineered) · Propane · Whole-home generator
MLS #LUC-983004
Property features

The notes the photos can't tell you.

Residence
  • included5 bedrooms — each with ensuite bath
  • includedGreat room with 22-ft cathedral ceiling
  • includedCovered lakeside loggia, gas firepit
  • includedWine cellar (240-bottle capacity)
  • includedBunkroom + media lounge on lower level
Lakefront & lot
  • included92 ft of deeded shoreline
  • includedPrivate dock with single slip + lift
  • included1.2-acre wooded lot, native landscaping
  • includedHeated paver driveway
  • includedDetached 4-bay garage with EV chargers
Build & systems
  • includedTimber-frame + reclaimed-stone exterior
  • includedGeothermal heat pump
  • includedWhole-home water filtration
  • includedGenerator (whole-house, automatic)
  • includedSmart-home control: lighting · climate · audio
Cost of ownership

What it costs to own.

Property taxes$14,840/ year≈ $1,237 / mo
HOA dues$340/ mo$4,080 / year
Insurance estimate$6,120/ year≈ $510 / mo
Utilities (est.)$380/ moLocal average
HOA covers
Private road maintenanceSnow removalCommon dock area
Estimates from county records and local averages. Confirm with your lender and insurer at offer.
Schools & neighborhood

The life around it.

Elementary

Barbara Morgan Elementary

McCall-Donnelly SD1.4 miRating8/ 10
Middle

Payette Lakes Middle

McCall-Donnelly SD2.1 miRating7/ 10
High

McCall-Donnelly High

McCall-Donnelly SD2.4 miRating8/ 10
Walk score24Almost car-only
Transit8Minimal transit
Bike35Some-bikeable
  • Brundage MountainSki resort base14min drive
  • Ponderosa State ParkTrail network + beach9min drive
  • Downtown McCallRestaurants + market11min drive
Location

Where you'll be.

View on maparrow
Payette Lake — West Shore · McCall, ID 8363844.9117, -116.0996mapBrowse McCall listings
Listing history

The full paper trail.

ListedMarch 22, 2026
$1,950,000
Price improvementApril 15, 2026Honest re-pricing after spring inspection cycle.
$1,850,000
SoldAugust 30, 2014New build, prior owner.
$1,185,000
Disclosures

What we know and say so.

  • disclosedIdaho lakefront seller’s disclosure on file.
  • disclosedSeptic inspection (April 2026) — no findings.
  • disclosedDock permit transfers with sale.
Asking priceActive
$1,850,000
$420 / sqft
Est. monthly$11,686/ mo
Down payment$370,000
Principal & interest$9,599
Property taxes$1,237
Homeowner's insurance$510
HOA dues$340
Total estimate$11,686
Listing BrokerLucent Property Group
MC
Margot Chen
(208) 555-0118
Other homes for sale

More from the current catalog.

Browse all properties →
For saleLucent
Boise, ID 83702

1428 Bench Vista Ave

3 bd2 ba1,850 sqftSingle-family
$475,000View →
For saleLucent
Meridian, ID 83646

6320 N Linder Rd #14B

2 bd2 ba1,100 sqftCondo
$295,000View →
For saleLucent
Eagle, ID 83616

948 Lake Hazel Pl

3 bd2.5 ba1,850 sqftTownhome
$625,000View →
For saleLucent
Boise, ID 83706

212 Riverbend Ridge Dr

4 bd3 ba2,700 sqftNew construction
$785,000View →
$1,850,000Asking price